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Specialist lawyers for material damage from an accident

Don't accept just any amount for your vehicle. We get you its real value.

Material damage from an accident

Claim the maximum compensation for your vehicle

If you have suffered material damage in a traffic accident, don't accept just any amount for your vehicle. At Andreu Asociados, our specialist lawyers in material damage get you its real value, whether your vehicle can be repaired or is declared a total loss.

If you have already been offered compensation for material damage, contact us before accepting it: it is common for the insurer's first offer to be below the vehicle's real market value.

After the accident two situations can arise: the vehicle can be repaired, or it is declared a total loss due to the severity of the damage. In both cases, you have the right to have your vehicle assessed by an expert, and our engineers and experts defend that valuation against the insurer.

How we handle your claim

The claims process for material damage

01
Reporting the claim

We advise you on reporting the claim to your insurer, the first step in starting the process.

02
Vehicle assessment

You have the right to have your vehicle assessed. We arrange an independent assessment if the insurer's is insufficient.

03
Direct payment for repairs or payout

We arrange direct payment to the garage for repairs, or payout of the market value if it's a total loss.

04
Vehicle valuation and repair

We make sure the valuation and repair match your vehicle's real market value.

Beyond the vehicle

Damaged personal belongings

Besides the damage to your vehicle, we also claim for material damage to your personal belongings: mobile phones, glasses, tablets, GPS devices, clothing and other items damaged during the accident. Our firm assesses and documents each item to include it in the traffic accident compensation claim.

Free vehicle assessment

Have you been
offered too little for your vehicle?

We review the insurer's offer at no cost and tell you if you're entitled to higher compensation.

Call now

Email

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Frequently asked questions

Questions about material damage

What is the vehicle's "sentimental value" compensation?
It's an additional compensation on top of the vehicle's market value that some policies and court rulings recognise due to the vehicle's special attachment or usefulness to its owner. We assess whether it applies to your specific case.
I disagree with the insurer's assessment, what can I do?
You have the right to request an independent counter-assessment. Our firm handles this second valuation and, if applicable, claims the difference from the insurer.
Am I entitled to a replacement vehicle while mine is being repaired?
It depends on the at-fault party's policy and the circumstances of the accident. During your free consultation we'll tell you whether you're entitled to a replacement vehicle or compensation for the days without one.
How long does the insurer take to pay for material damage?
Timeframes vary depending on the complexity of the claim and the insurer, but the law sets maximum deadlines for payment or a reasoned compensation proposal. If your insurer delays unjustifiably, we can claim on your behalf.